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User Date:
August 24, 2011, 12:00 am
any credit cards with no transfer fees?
Answer
Answer:

On our web site you can look for the credit cards aimed at your individual credit and study their balance transfer fees. If you have good to excellent credit and want to transfer your credit card balance onto another credit card to save, you can browse through our  0% intro APR balance transfer credit cards with low balance transfer fees to choose from.

User Date:
August 11, 2011, 12:00 am
i applyed for a credit card last thursday online. It said i was approved and my card would be mailed out to me in 7-10 business days. Is that true?? And after i applyed for that card, I treid to get another card, and it declined me. My credit is good, I wonder why that happened?
Answer
Answer:

Credit card issuers usually state that if you are approved you will get your credit card in about 7 to 10 business card.  As for another card, please ask you credit card issuer why they have turned you downed.

User Date:
August 2, 2011, 12:00 am
What is default rate?
Answer
Answer:

In terms of credit cards, a default or penalty rate is a high interest rate applied by credit card issuers because of default on credit card payments, say late payments, and more. 

User Date:
July 25, 2011, 3:43 am
I want switch my credit card balance(25 apr)to another with a lower apr and no annual fee. my credit score is 626
Answer
Answer:

Your score is 626, it means your credit is fair. Please browse through the fair credit credit cards we have on offer, compare their terms and features, including balance transfer option, APRs and annual fees, and make your choice.

User Date:
July 25, 2011, 3:18 am
how do i check my balance
Answer
Answer:

Call the number on the back of your card or do it online, simply go to your credit card issuer’s official web site printed on the back of your card or on your credit card statement, create an account and log in. 

User Date:
July 19, 2011, 2:37 am
I am looking for a credit card with zero interest for at least 6 mnths and no balance transfer fee. Excellent Credit. Can you make a suggestion.
Answer
Answer:

Periodically some U.S. credit card issuers do issue credit cards with 0% intro APR on balance transfers along with 0% balance transfer fee as time limited promotional offers. You can visit our balance transfer cards page as often as you can to look for new balance transfer credit card offers from the major U.S. banks and credit card companies we are cooperating with. Please note that 0 balance transfer credit cards are aimed at people with good to excellent credit.

User Date:
July 13, 2011, 4:35 am
Can you transfer a loan to a zero percent credit card without any fees for the 12 months?
Answer
Answer:

We can offer you the best credit cards with a balance transfer option. Click here and browse through these 0% balance transfer credit cards issued by the most recognized U.S. banks and credit card companies. Compare the cards online side by side and make your choice. From time to time we add new credit card offers, so soon enough you are sure to find the right credit card you’ve been looking for. Please note that 0% balance transfer credit cards target good to excellent credit.

User Date:
July 5, 2011, 3:11 am
How is the minimum monthly payment determined for a Discover card?
Answer
Answer:

To find it out, you can check the fine print on your credit card agreement or contact Discover. The monthly minimum payment on a credit card is usually a percentage of current balance or a fixed dollar amount, whichever is higher.

User Date:
June 28, 2011, 12:00 am
How does a FICO of 650 rate?
Answer
Answer:

If your FICO score is between 620 and 659, your credit is fair. You will most likely be eligible for fair credit credit cards. If you want a credit card for your credit, consider

User Date:
June 23, 2011, 12:00 am
looking for a credit card for debt consolidation for fair to bad credit
Answer
Answer:

Balance transfer credit cards are a good choice when it comes to credit card debt consolidation. These are credit cards to offer 0% intro APRs on balance transfers, low ongoing APRs and / or favorable balance transfer fees. People with good to excellent credit can afford 0% balance transfer credit card offers for reasonable intro periods. If you have bad credit (if you are below 600), it is very difficult to get a 0% card deal to do a balance transfer, but you can go for low rate balance transfer credit cards instead. Look over the credit cards across our web site, compare them side by side and decide on a credit card to apply online for.

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